American Lending Center (ALC) supports U.S. economic growth and job creation by financing development across the country.
Since its inception in 2009, ALC has proudly provided over $2.3 billion in loans and investments to thousands of companies of all sizes, empowering them to grow and thrive. Over this time, we have helped create and/or retained more than 140,000 jobs in the American economy. We have a deep passion for small and rural businesses and believe that the success of the business community is built on direct access to fast and flexible credit.
Headquartered in Irvine, CA, ALC operates a total of 13 regional centers, covering the entire continental United States. We believe that integrity, transparency, and accountability, along with conservative investment solutions, are essential for long-term sustainable success in EB-5. As of early 2024, ALC has fully financed 94 EB-5 investment projects in 31 different states, with EB-5 capital placed in the senior loan structure.
Our unique risk control approach, which utilizes credit underwriting resources and engages third-party construction firms to manage funds and ensure project completion, has resulted in an excellent project completion rate. Meanwhile, the immigration counsel and legal team of ALC have maintained an outstanding record of approval for all immigration petitions filed.
In 2022, ALC launched its new rural construction and development fund, with capital available for the construction of fixed assets of all types in rural areas, including manufacturing, energy, infrastructure, hospitality, specialty use, multi-use, and other project types.
Over the years, ALC’s performance and impact have earned national recognition. In 2024, ALC was named to the Inc. 5000 list for the fifth consecutive year, a reflection of our sustained growth and commitment to supporting small businesses and strengthening the local economy. ALC has also been featured multiple times on the Financial Times list of the Americas’ Fastest Growing Companies, underscoring our continued advancement in the financial services sector and our dedication to expanding access to capital across the country.
